Financial Calculators

Retirement

Social security retirement income estimatorHow does inflation impact my retirement income needs?Convert discretionary expenses to savings

Savings

Becoming a millionaireHow long will it take to double my money?How long until my savings reach my goal?Save now vs. save laterHow much should I save to reach my goal?What will my current savings grow to?Calculate rate of returnHow do taxes and inflation impact my return?

Insurance

What is my life expectancy?What are the chances of becoming disabled?How much will I earn in my lifetime?What are the tax advantages of an annuity?How long will my current life insurance proceeds last?

Taxation

Federal income tax calculatorHow much self-employment tax will I pay?What is my tax-equivalent yield?Tax refund estimatorTax freedom day

Home & Mortgage

Comprehensive mortgage calculatorShould I convert to a bi-weekly payment schedule?What are the tax savings generated by my mortgage?Compare an interest-only versus traditional mortgage

College

Will I be able to pay back my student loans?Advantages of the Coverdell ESAAdvantages of a 529 College Savings PlanWhat is the value of a college education?What are the payments on a parental (PLUS) loan?

Cash Flow

Should I pay down debt or invest more?How long will my money last?Historical inflation - Compare purchasing power

Credit

How long will it take to pay off my credit card(s)?How long until my loan is paid off?What would my loan payments be?What is the balance owing on my loan?Which is better, cash up front or payments over time?What is the impact of making extra debt payments?Should I pay off debts or invest the money?

Paycheck & Auto

Convert my salary to an equivalent hourly wageConvert my hourly wage to an equivalent salaryAuto purchase - Loan vs. 0% dealer financing?What would my auto payments be?Auto loan - Accelerated payoff

FINRA Calculators

Smart Bond Investing Accrued Interest CalculatorRetirement CalculatorCollege Savings CalculatorSavings Calculator401(k) and IRA Minimum Required Distribution Calculator401(k) 'Save the Max' Calculator

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Link Disclosure (Financial Calculators): The information being provided is strictly as a courtesy. When you click on any of the links provided here, you are leaving this website and viewing information provided by a third party. We make no representation as to the completeness or accuracy of information provided by any third-party website. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information, and programs made available through this website. By accessing these calculators, you assume total responsibility and risk for your use of the third-party website.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Link Disclosure (Useful Links): The information being provided is strictly as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.

Information is made available to you as a self-help tool for your independent use and is not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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jabbott@claroadvisors.com

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Five Star Professional Disclosure: James W. Abbott is awarded The FIVE STAR Wealth Manager Award in the Wealth Management Category, based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2023 Five Star Wealth Managers. The inclusion of a wealth manager on The FIVE STAR Wealth Manager Award list should not be construed as an endorsement of the wealth nor should it be inferred that the responses used from the survey represent the experience of any clients. This award does not evaluate the quality of service provided and the wealth manager may have had unfavorable ratings. The rating is not indicative of the wealth manager's future performance. Five Star Professional conducts market-specific research to identify service professionals who provide quality services to their clients. Five Star Professional joins forces with city and regional magazines to make the research results available to consumers in more than 45 markets across the United States and Canada. Five Star Professional was founded in 2003 and is based in Minneapolis, MN. For more information, go to: www.FiveStarProfessional.com.

Claro Advisors LLC ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client. Disclosures and Terms of Use.

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